Effective January 1, 2020, OHIP will no longer cover any portion of your medical costs while travelling outside of Canada.


  1. Who receives the Life Insurance Benefit of a Deceased Member?
     Only the designated Beneficiary(ies) are eligible to apply for/receive the Life Insurance Benefit.
  2. If I don’t appoint a Beneficiary(ies), who is the Life Insurance Benefit payable to?
     If there is no designated Beneficiary(ies), the Life Insurance Benefit is made payable to your Estate.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3