Effective April 1, 2019, OHIP+ will no longer provide drug coverage for individuals under the age of 25 who have access to private insurance. Therefore, prescription drug claims for children and youth 24 years of age and younger with private plan coverage will have to be submitted directly to their private plan. Click here for details!


  1. Who receives the Life Insurance Benefit of a Deceased Member?
     Only the designated Beneficiary(ies) are eligible to apply for/receive the Life Insurance Benefit.
  2. If I don’t appoint a Beneficiary(ies), who is the Life Insurance Benefit payable to?
     If there is no designated Beneficiary(ies), the Life Insurance Benefit is made payable to your Estate.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3