Effective April 1, 2019, OHIP+ will no longer provide drug coverage for individuals under the age of 25 who have access to private insurance. Therefore, prescription drug claims for children and youth 24 years of age and younger with private plan coverage will have to be submitted directly to their private plan. Click here for details!

Income Protection

Disability Insurance: as the term implies, will provide you with income should you become disabled or are suffering a long term illness that prevents you from working. It usually pays out on a monthly basis and could continue paying until you return to work or until age 65.

Critical Illness: Covering conditions such as heart attack, strokes and advanced cancers, this coverage gives you and your family a lump sum payment if you suffer from a designated illness. Typically, this payout would be used to cover lost earnings, pay off a mortgage or seek medical help that may not be covered by existing provincial and private plans.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3