Effective April 1, 2019, OHIP+ will no longer provide drug coverage for individuals under the age of 25 who have access to private insurance. Therefore, prescription drug claims for children and youth 24 years of age and younger with private plan coverage will have to be submitted directly to their private plan. Click here for details!


An Employee in good standing with the Union and who is employed on or after the Effective Date will become a Member of the Plan on the earlier of:

  • The date the first Contribution is made to the Plan on their behalf;
  • January 1st following the completion of a minimum of 700 hours worked in each of the two (2) preceding years or has earned thirty-five (35) percent of the Year's Maximum Pensionable Earnings in each of the two (2) consecutive calendar years

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3