Orthodontic treatment includes the diagnosis or correction of teeth irregularities and malocculsion of jaws, by wire appliances, braces or other mechanical aids, commonly known as “straightening of the teeth”. These include active space maintainers, or orthodontic appliances for the purpose of repositioning or moving the teeth.

Orthodontic Coverage

Orthodontic Treatment

Orthodontic Maximum

Covered Persons


$2,000 lifetime

Dependent Children under the age of 18 only.

A Pre-Treatment Plan is always required for this benefit. Treatment will generally extend over a two or three year time span. The Claims Office will respond to the Pre-Treatment Plan with an explanation of how the monthly reimbursement process will work for the duration of the Orthodontic treatment. Claim payment is on a reimbursement basis, subject to the submission of paid receipts.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3