Welcome to the INSULATORS LOCAL 95 PENSION TRUST FUND, INSULATORS LOCAL 95 BENEFIT FUND, and INSULATORS LOCAL 95 LIVING ALLOWANCE TRUST FUND website (the "Trust Funds"). The Trust Funds owns and operates this Site to provide information and online services to its users. The following is a legal agreement (“Agreement”) between the Trust Funds and you. By accessing or using this Site you acknowledge that you have read, understood, and agree to be bound by this Agreement. The Trust Funds may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

The Trust Funds, maintains this site for your information and education. You may download material displayed on the Site for non-commercial, personal use only provided you retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, re-post, or use the content of the Site for public or commercial purposes, including the text, images, audio and video without the written permission of the Trust Funds.

You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of the Trust Funds. The Trust Funds neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with The Trust Funds.

While the Trust Funds uses reasonable efforts to include accurate and up-to-date information on the Site, the Trust Funds makes no warranties or representations as to its accuracy. The Trust Funds assumes no liability or responsibility for any errors or omissions in the content of the Site.

The Trust Funds nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. THIS SITE MAY CONTAIN INACCURACIES OR TYPOGRAPHICAL ERRORS. YOU AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. The Trust Funds PROVIDES THIS SITE AND THE SERVICE "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Browsing or using the Site is at your own risk. The Trust Funds also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to browsing or using the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

Any communication or material you transmit to the Site by electronic mail, or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by the Trust Funds or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, the Trust Funds is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

The trademarks, logos and service marks (collectively the "Trademarks") displayed on the Site, are registered and unregistered Trademarks of the Trust Funds and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of the Trust Funds or such third party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that the Trust Funds will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

This Site contains links to other Sites. The policies at other sites, which are owned and operated by third parties, may be different from this policy. the Trust Funds has not reviewed all of the external sites linked to the Site and is not responsible for and assumes no liability for the accuracy, content or availability of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

Insulators Local 95 Benefit Trust Fund c/o Benefit Plan Administrators 
90 Burnhamthorpe Road West, Suite 300 Mississauga, Ontario L5B 3C3